RefTown integrates with a PayPal service called Payouts. It allows immediate payments to PayPal or Venmo accounts through an official's email address or phone number. When making a payment, you do not need to know and do not care about which type of account it is going to...that all happens at PayPal / Venmo (both are owned by PayPal).
For more info on payouts, see https://www.paypal.com/us/smarthelp/article/what-is-the-payouts-api-and-how-do-i-enable-it-on-my-account-ts2075
There are several steps needed to set up a PayPal account to be used for PayPal Payouts.
To send payouts, you'll need:
After getting approval from PayPal, you need to configure PayPal to allow access from RefTown.
RefTown Knowledge Base